4. Any transaction limit for using Atome? The transaction limit for debit card is HK$3,000 per transaction, whereas for credit card, the transaction limit is HK$10,000 per transaction. 5.
In this post
Does Atome have limit?
Note: All Atome users have varying credit limits available for transacting with Atome. This limit is different from the credit limit that you have set on your credit/debit card.
What is my credit limit?
| Non-Credit Card Customer | Credit Card Customer |
|---|---|
| RM 1500 | RM 5000 |
What is Atome spending limit Philippines?
Atome Credit Loan Conditions
Atome Credit allows you to borrow money from P1000 to P12000. Besides, each day you only have to pay a reasonable interest which is from 0.14% to 0.9%.
Why is my card declined in Atome?
Please ensure there is sufficient cash is in account before confirming payment again. Otherwise, please change to another debit/credit card and try again.
Can I use Atome multiple times?
Use of any voucher/promo code must be indicated at the time of payment, and all information required by Atome must be provided. No retroactive use of the voucher/promo code is permitted. 4. Each transaction may only use one voucher or one promo code.
Does Atome affect credit?
Taking installment credit won’t directly impact your credit rating. You can even improve your credit rating by paying the amount in monthly payments on time.
Can you use debit card Atome?
Atome also accepts most credit/debit cards issued by a financial institution. Please note that every account will require a card tagged “Primary” and all the payments will be deducted from the card by default. You will not be able to delete this card unless you have added another card and set the latter as “Primary”.
What happens if I dont pay Atome?
What happens if I miss a payment? If you missed a scheduled instalment, Atome will freeze your account until the amount is paid. To reactivate your account, Atome will charge a $20 administrative fee. If this administrative fee and instalment is not paid within seven days, an additional $10 fee will be charged.
Is Atome a credit card?
Atome – the alternative. Behold Atome, a buy now pay later app. Enjoy the perks of a credit card without having to worry about interest rates or spending limits.
How do I borrow money from Atome?
Go to the official website: https://atome.ph and apply for the loan there or with one Android mobile application. You can feel up the application in several minutes. Expect the approval: borrowers will get a notification in SMS and Email. It takes near 30 minutes.
Why is my debit card declined when I have money?
You might have money in your savings account, but the checking account or money market account you’re withdrawing funds from has a negative balance. Some financial institutions may deny you from overdrawing from your account, preventing you from making a debit card purchase.
How does Atome make money?
This brings us to the question, how does Atome make money? It charges the merchant a small fee for every transaction processed using Atome. A benefit of Atome is its integration with a range of payment systems and partners, including Apple Pay, 2C2P and Fomo Pay.
Why is my payment getting rejected?
Why might payments be rejected? Common reasons that a payment is not able to be processed are: Insufficient funds – there are not enough funds available for the transaction to be processed. Credit card expired – the card has expired and can’t be used anymore.
Will Atome automatically deduct?
Payments are automatically deducted from the credit/debit card registered. Atome will inform you of the debit via in-app notification and SMS prior to deduction.
Who owns Atome?
Advance Intelligence Group
Atome is part of Advance Intelligence Group, a Series-D AI-driven technology company headquartered in Singapore, with operations across South and Southeast Asia, Latin America and Greater China.
Is Atome interest free?
The mobile app is free to download and free to use for consumers: Atome charges zero interest and zero service fees. After downloading our mobile app and setting up your account, scan an Atome QR code to pay if you’re at a shop or choose Atome as a payment option when you’re on a merchant’s website.
Why is my PayLater limit frozen?
If you miss a payment, your PayLater account will be frozen, and you will have to pay an RM10 administration fee to reactivate it – this is only applicable for customers who choose the monthly installment payment method only.
Which PayLater is best?
12 Best Buy-Now Pay-Later (BNPL) Apps in India
- Freecharge.
- Lazypay.
- Paytm Postpaid.
- Post Pe.
- Bullet.
- Mobikwik ZIP.
- Epay Later. Here is what makes Epay different from other players in the market –
- Snapmint. Here Is What Makes Snapmint Different From Other Players In The Market –
What is the benefit of Atome?
We can go on forever but here are the main benefits of using Atome. From clothes to services, with Atome, you can purchase items or enjoy a service upfront without needing to pay for the full lump sum on the spot. Payment comes via three manageable repayments spread over two months period.
Why is my account blocked on Atome?
You may have overlooked your payments and as a result your account was temporarily suspended. Please make the necessary payments so that your account can be activated.
Can I use credit card to pay Atome?
You can use Atome to pay as long as you link a Philippines-issued credit or debit card to your Atome mobile app when setting up your account. The purchase also has to be in NTD currency. Am I eligible to use the Atome service? – Use a Philippines credit or debit card to make the purchase.