How Do You Use Zara Atome?

About ZARA Use Atome at ZARA SG to enjoy exclusive discount vouchers on ZARA’s products and/or services. Simply scan the QR code online and/or in-store and pay via the Atome App upon checkout. All Atome app users will be entitled to a welcome voucher of $10 off and more on their first purchase.

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How do I use Atome payment?

  1. Scan the Atome QR code or select “Atome” during checkout on a merchant’s website and you will be redirected to a payment page.
  2. Click “Continue to pay” and then “Add promotions”.
  3. Select your preferred voucher and click “Confirm payment”.

How does Atome installment work?

Atome automatically splits your bill into 3 equal payments. You’ll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart.

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How do I pay later with Atome?

Shop with an Atome merchant partner and choose Atome as your preferred payment method at checkout. Make your first repayment (one-third of your bill) with your credit or debit card at the time of purchase and the rest over the next two months in two equal interest-free instalments. It’s that easy.

How do I pay Zara online?

We offer the following payment methods:

  1. Visa.
  2. Mastercard.
  3. American Express.
  4. Paypal.
  5. Gift Card.
  6. Apple Pay.

Why can’t I pay using Atome?

Check if customer has any ongoing bills and advise customer to spend within credit limit allocated. Check if customer is using an existing card on another existing account and if so, advise to use another credit/debit card. Please allow a wait time of 30 minutes before retrying.

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How do Atome works?

Atome automatically splits your bill into 3 equal payments. You’ll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever.

What’s the catch with Atome?

For example, Atome will freeze a customer’s account and charge a S$20 admin fee if an instalment payment is missed. If this admin fee and outstanding payment are not paid within seven days, an additional S$10 fee is imposed. hoolah charges a S$15 late payment fee each time a customer fails to pay on time.

Does Atome affect credit?

Taking installment credit won’t directly impact your credit rating. You can even improve your credit rating by paying the amount in monthly payments on time.

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Is Atome a credit card?

Best credit card alternative: Atome 3-0-intertest payment plan. Atome is a three-zero-interest payment plan designed to bring you unexpected shopping experience. For new users, Atome promises you a ten-dollar shopping voucher in return for your active participation. Act now to download Atome app!

Is Atome only 3 months?

If you select Atome as a payment option at our partnered merchant website, or scan our QR code at the cashier, Atome will automatically split your bill in 3 or 6 month installments.

What is the limit for Atome?

Note: All Atome users have varying credit limits available for transacting with Atome. This limit is different from the credit limit that you have set on your credit/debit card.
What is my credit limit?

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Non-Credit Card Customer Credit Card Customer
SGD 1000 SGD 3000

Can I use debit card for Atome?

Atome also accepts most credit/debit cards issued by a financial institution. Please note that every account will require a card tagged “Primary” and all the payments will be deducted from the card by default. You will not be able to delete this card unless you have added another card and set the latter as “Primary”.

Does Zara have installment plans?

4 installments
Enjoy your purchase now with only 25% of the cost due upfront, and the rest over 6 weeks.

What payment options does Zara have?

The following payment methods are available:

  • Visa.
  • Mastercard.
  • American Express.
  • Paypal.
  • JCB.
  • Discover.
  • Gift Card.
  • Apple Pay.
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Does Zara have a pay later option?

Zara allows many forms of payments, be it direct or indirect. The concept of ‘Buy Now, Pay Later’ has been very popular due to the convenience it offers along with flexibility.

Why is my debit card declined in Atome?

Potential causes:
The personal information submitted to Atome is inconsistent. For example, the name entered is different from the Identification Card. Documents required for submission is faulty or unclear. Image capture of the card is unclear or the card is cracked/defaced.

Is Atome trustable?

Yes, you definitely should if you’re looking for better financial management. Moreover, Atome provides a safe and secure shopping experience for all of its users.

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How do I activate Atome?

How do I register with Atome?

  1. Register with your handphone number.
  2. As a first-time user, you will need to go through user verification. Click “Pay” at the home page.
  3. Fill in personal information.
  4. Add your credit/debit card details to complete the registration.

How do you shop Atome?

How do I checkout with Atome? If you’re shopping using an online store, choose Atome at checkout. If you’re shopping from a physical store, just scan the QR code available at the counter.

Is it good to use Atome?

We can go on forever but here are the main benefits of using Atome. From clothes to services, with Atome, you can purchase items or enjoy a service upfront without needing to pay for the full lump sum on the spot. Payment comes via three manageable repayments spread over two months period.

How Do You Use Zara Atome?