Most retailers make the credit card refund process straightforward. You will need the receipt and the credit card used to make the original purchase. If you do not have this credit card available, some merchants may be able to obtain the details from the receipt.
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Do refunds have to go back to the original card?
No, funds must be refunded to the card that was originally used for the credit card transaction. This is to help prevent fraud by ensuring funds return to the same bank account that was originally debited and not an account that does not belong to the original cardholder.
Do you need the same card to return an item?
If you are making a return in the store, the merchant can sometimes pull your card details from the receipt; otherwise, you will need to have the same card with you.
Can a refund go onto a different card?
Additionally, you cannot get a credit card refund to a different credit card than the one you used, or to a debit card.
Do you need the original card to return something at Walmart?
Credit card: The refund must be issued to the same credit card you used to make the purchase. If you can’t present the original credit card and it’s not available by scanning the TC number on the receipt, you’ll get the refund on a Walmart shopping card or gift card.
What happens if refund goes to old card?
The bank will reject the refund to the outdated card, and the funds will be returned to our payments processor.
Do you need the card you paid with to return something at Target?
If you don’t have the proof of purchase (examples include receipts, digital barcodes, packing slips), you may receive a refund in the form of a merchandise return card. When returning an item purchased from a Target Plus™ Partner, you must provide the proof of purchase.
How do refunds on debit cards work?
When you make a debit card purchase, the money is transferred out of your bank account to the merchant. The bank cannot issue an immediate refund to your debit card because the process is instant, and your money is no longer there. If you need a refund, you must contact the merchant to process the request for a refund.
Do you need an ID to return something at Walmart?
Return in-store items without a receipt. If you don’t have your receipt, show us your valid, government-issued photo ID. If your ID information matches with the one stored in our secure database, your return will be accepted.
Can Walmart look up my receipt with my debit card?
Call the hotline. If you paid by debit or credit card, they will look up your receipt and fax it to you. Walmart’s email to Casey says you will need the store location, the date of purchase, and the debit/credit card number. Casey adds that it is especially helpful if you know the amount from your statement.
What is Walmart’s refund verification process?
In order for your item to pass the verification process, you need to have its original packaging and then: A worker at Walmart will scan the barcode on the original package. The computer will tell if the package is eligible for return. You will be asked to show your photo ID.
Can a refund go to a Cancelled debit card?
Banks will usually allow refunds to process successfully regardless if a card’s been deactivated or the account’s been closed. Refunds take 1-3 business days to appear in your account. Refunds can’t be applied to an alternate payment method and will be returned to the card used for the original transaction.
Why does Target tell you to keep returns?
Amazon, Target, and other big box retailers might pay you to keep your returns, experts say: here’s why. Stores may soon start offering refunds while also letting shoppers keep any item they want to return. The practice is meant to alleviate some of the costs retailers absorb when shoppers return items.
How strict is Target’s return policy?
Enjoy free & easy returns
We’re happy to accept returns for a full refund within 90 days for most items. Add an extra 30 days if you paid with RedCard. And you have up to a year to change your mind on Target owned brands or registry items.
Can I get a cash refund if I paid by debit card at Target?
Refunds to a Target RedCard typically take up to 2 days after we’ve approved the refund. Refunds to a third-party credit card typically take up to 5 days after we’ve approved the refund.
Different refund options.
| Original purchase | Refund options |
|---|---|
| Debit Card | Credit to debit card |
Do you need an ID to return something at Home Depot?
RETURN TO STORE We require a valid driver’s license or government-issued photo identification for non-receipted returns and returns generated from purchases made with Store Credits. The Home Depot uses a third-party refund verification system. All returns are subject to verification system approval.
Can Walmart refuse a return?
Note: Walmart’s website says that the store reserves the right to refuse returns whether you have a receipt or not.
Why did Walmart let me keep my return?
“A Walmart spokeswoman said the ‘keep it’ option is designed for merchandise it doesn’t plan to resell and is determined by customers’ purchase history, the value of the products and the cost of processing the returns,” according to the Journal.
What is Walmart’s return policy?
The Walmart return policy gives you 90 days to return items like clothes, shoes, jewelry, etc. for a full refund via original form of payment. You also have 60 days to return prescription glasses and 30 days to return most third-party (marketplace) items from Walmart.com.
Can Walmart replace a lost receipt?
If you made your purchase with either a debit card or a credit card, Walmart provides an Electronic Payment Hotline that will allow you to get a copy of your receipt. The phone number is 479-277-2643. You’ll need the store location where the item was purchased, the date of purchase and your debit or credit card number.
How much can you return to Walmart without a receipt?
Get a cash refund if the value of the returned items is less than $10. Earn a Walmart shopping card or gift card credit if the value of the returned items is over $10.