Yes, you can use your card abroad. View a current comparison of our exchange rate for certain currencies, as a mark-up against the rate published by the European Central Bank. We’ll charge a single non-sterling purchase fee of 2.99% every time you make a purchase abroad.
In this post
Will I get charged for using my credit card abroad?
You’ll usually have to pay fees if you use your credit card abroad. Take a little time to check the fees which apply to your credit card account, just so you know what to expect. Also check your cards expiry dates before you travel.
Do I need to tell Barclaycard I’m going abroad?
No, you don’t have to tell Barclaycard when you take a holiday or travel on business. We’ll contact you using your mobile number if we spot anything unusual on your account while you’re away, but there’s no need to tell us about your travels. It’s a good idea to make sure we’ve got the right mobile number for you.
Can I use my Barclays credit card anywhere?
You can use your Barclaycard Financing Visa wherever Visa is accepted. And any other Barclaycard bearing the Visa or Mastercard logo can be used virtually anywhere plastic is accepted, too.
Is it cheaper to use a credit card or debit card abroad?
Credit card transaction fees are typically higher than debit cards. Most banks charge an average conversion fee of 2% for a credit card payment, that’s 1% more than for a debit card payment.
How can I avoid credit card fees when traveling internationally?
In this article:
- Watch Out for Conversion and Transaction Fees.
- Open a Credit Card That Doesn’t Have a Foreign Transaction Fee.
- Exchange Currency Before You Travel.
- Open a Bank Account That Doesn’t Charge Foreign Fees.
- Pay With the Local Currency.
- Finding Cards With No Foreign Transaction Fees.
What is the best Barclaycard to use abroad?
The Barclaycard Platinum Cashback Plus card is currently one of the best travel credit cards on the market, particularly for anyone who plans to withdraw cash while abroad and can pay their entire credit card bill each month.
How do I notify Barclays of travel?
Log into your Barclaycard account online or with the mobile app. Select the “Tools” tab and click “My Travel.” Enter your travel dates and destinations. To set a Barclaycard travel alert by phone, call 1-866-928-8598, enter your card number and ask to speak to a representative.
Is it better to pay by card or cash abroad?
The main advantage of using a debit or credit card overseas is that you won’t pay foreign transaction fees every time you spend. While many also won’t charge fees for cash withdrawals, you will still usually be charged interest from the date of the transaction if you use a credit card.
What exchange rate does Barclaycard use?
Summary of the cost of using your card abroad
The 2.99% transaction fee might not apply if we’ve recently got in touch to offer you a lower rate or if you have a card offering no fees on non-sterling transactions. If that’s the case, we’ll confirm the offer and when it ends on your monthly statement.
Do I need to tell my bank im going abroad?
Notify your bank before using a credit or debit card when traveling. Banks do whatever they can to protect you from identity theft. But if you’re not careful, your bank’s eagerness could backfire when you travel.
Is Barclays the same as Barclaycard?
Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702).
Which UK card does not charge foreign transaction fee?
The Halifax Clarity card charges zero fees when you use it to make purchases or withdraw cash abroad. But it’s only truly cost-free if you pay off your balance in full.
Is it better to use debit or credit card in Europe?
key takeaways. European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. Credit cards are generally accepted, especially in cities; but check with your card issuer about foreign transaction fees and currency exchange fees.
Is it best to use a credit card abroad?
In most situations, your credit card is the best way to spend money abroad. And your debit card is the more expensive, and less safe, way to spend money on holiday. There are a few debit cards that do not charge for foreign spending, but most debit cards charge a premium for use abroad.
How much does Barclaycard charge for foreign transactions?
a 2.99%
We’ll charge you a 2.99% Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash or when you are being refunded.
Do I need to notify my credit card when traveling?
You’re not required to notify your credit card company when you’re going away on vacation, but it is highly recommended. By letting your credit card company know where you’re going and for how long, your company will know that any card transactions from that location were likely authorized by you.
Which banks have no foreign transaction fees?
Here are the best banks and best checking accounts that don’t charge ATM foreign transaction fees:
- Aspiration.
- Betterment.
- Charles Schwab.
- Capital One.
- Alliant Credit Union.
- First Republic Bank.
- Fidelity.
- USAA.
Which bank card is best to use abroad?
The best debit cards to use abroad
- Metro Bank Current Account.
- Virgin Money M Plus Account.
- TSB Spend & Save Plus.
- The Nationwide FlexPlus account.
- Monzo current account.
- Halifax Clarity Credit Card Mastercard.
- Barclaycard Rewards Visa.
- 118 118 Money Guaranteed Rate Card Mastercard.
Is Visa or Mastercard better for international travel?
On entry level cards, there is very little difference between Visa and Mastercard, as both provide a similar suite of basic features. However, Mastercard includes impressive special luxury offers on its World and World Elite level cards, which can be attractive for big spenders.
Does Barclaycard provide travel insurance?
Premier Card Travel Insurance
This Insurance is provided at no extra cost to Barclays Premier Card Holders and when travelling with the Principal Cardholder, their immediate family and additional cardholders only.