After downloading our mobile app and setting up your account, scan an Atome QR code to pay if you’re at a shop or choose Atome as a payment option when you’re on a merchant’s website. You pay 1/3 of the total bill on the spot. The second payment will be due 30 days later, and the third, the following month.
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How do I pay at store with Atome?
Use your Atome app to scan the code that is displayed at a store’s checkout. Look out for various vouchers to be applied via the app. When you are at the merchant’s website, select Atome as the payment option. Then, 1) use Atome app “Pay” to scan the QR code provided or 2) enter your Atome registered mobile number.
How do I use my Atome voucher in store?
QR scan at physical stores
- After you have scanned the QR code with your Atome app at the cashier, you will see a confirmation page showing the total purchase amount and breakdown details of each repayment.
- Select the voucher you wish the apply and click “Confirm”
Why can’t I pay using Atome?
Check if customer has any ongoing bills and advise customer to spend within credit limit allocated. Check if customer is using an existing card on another existing account and if so, advise to use another credit/debit card. Please allow a wait time of 30 minutes before retrying.
What is Atome payment method?
Atome accepts most debit and credit cards as a payment method. The primary card would show at the confirmation page and the payment will be deducted from it. If you have not linked your card, you can choose to link it upon checkout.
Can I use debit card for Atome?
Atome also accepts most credit/debit cards issued by a financial institution. Please note that every account will require a card tagged “Primary” and all the payments will be deducted from the card by default. You will not be able to delete this card unless you have added another card and set the latter as “Primary”.
Is Atome a credit card?
Atome – the alternative. Behold Atome, a buy now pay later app. Enjoy the perks of a credit card without having to worry about interest rates or spending limits.
What is the limit for Atome?
Note: All Atome users have varying credit limits available for transacting with Atome. This limit is different from the credit limit that you have set on your credit/debit card.
What is my credit limit?
| Non-Credit Card Customer | Credit Card Customer |
|---|---|
| SGD 1000 | SGD 3000 |
How do you use an Atome switch?
How do I pay using Atome? Shop with Switch and choose Atome as your preferred payment method at checkout. Make your first repayment (one-third of your bill) with your credit or debit card at the time of purchase and the rest over the next two months in two equal interest-free instalments. It’s that easy.
How does Atome make money?
This brings us to the question, how does Atome make money? It charges the merchant a small fee for every transaction processed using Atome. A benefit of Atome is its integration with a range of payment systems and partners, including Apple Pay, 2C2P and Fomo Pay.
Does Atome affect credit?
Taking installment credit won’t directly impact your credit rating. You can even improve your credit rating by paying the amount in monthly payments on time.
Why is my debit card declined on Atome?
If there are outstanding amounts, clear all outstanding payments in order to unfreeze account. Check if customer has any ongoing bills and advise customer to spend within credit limit allocated. Check if customer is using an existing card on another existing account and if so, advise to use another credit/debit card.
What happens if you don’t pay on Atome?
Q: What happens if I miss a payment? A: If you missed a scheduled payment, Atome will charge you an administration fee and freeze your account until the outstanding amounts are paid. To reactivate your Atome account, Atome will charge a RM50 fee.
How do Atome work?
Atome automatically splits your bill into 3 equal payments. You’ll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever.
How do I add a card to Atome?
To add/update your payment method in the Atome app:
- Go to “Me” and then click “Payment method”
- Click “Add a new card”
- Complete the card details required to process payment transactions and click “Save”
When can a customer make a full payment of their purchase Atome?
Atome is Interest-free
You just have to pay one-third at the checkout. You can pay the rest of the installments 30 days apart.
Can I do installment with debit card?
A debit card can do installments online
More and more companies appear on market offering payment installments with a debit card and credit card, without getting loans from banks, which is a great deal, if we consider that very frequently banks overcharge us.
Can you do monthly payments on a debit card?
Debit cards work like cash, so you don’t accrue debt. You don’t make any monthly payments. You don’t pay interest. There are no annual fees.
Can I pay installment with debit card for iPhone?
You can pay for your Switch iPhone installment with your credit card or debit card.
Who owns Atome?
Advance Intelligence Group
Atome is part of Advance Intelligence Group, a Series-D AI-driven technology company headquartered in Singapore, with operations across South and Southeast Asia, Latin America and Greater China.
Can I use Atome multiple times?
Use of any voucher/promo code must be indicated at the time of payment, and all information required by Atome must be provided. No retroactive use of the voucher/promo code is permitted. 4. Each transaction may only use one voucher or one promo code.